Nowadays, Bank ATM cards are now have debit card features which allows people to use the card to purchase stuff online just like a credit card. In view of the many scams targeting bank users I feel some settings is required to be set as disabled for the majority of people.
Setting 1 : Disable E-Commerce Activation
Double check your Maybank Debit Card today to make sure E-Commerce Activation is disabled.
By default, this setting is set as disabled which is good. This means that the Maybank debit card cannot be used to do E-Commerce transactions. For the majority of people, using debit card as ATM card is sufficient enough, no need to use it to do E-Commerce transactions.
Setting 2 : Disable Overseas Debit Card Activation
Extra tip : For people with a lot of cash in their savings account, it's best to switch the savings accounts into fixed deposits accounts. With the advent of online banking apps, its quite easy to redeem fixed deposits savings money into the savings account.