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on December 13, 2019

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My Referral Codes 😉

EwalletsBanks-------------------

Aeon Digital Bank - AB697211

⛽Petronas Setel - bckru

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Robo Advisors---------

MyASB RIA - XQBOXK

Kenanga KDI -100162

MyTheo invest -ONGCJEBG6Z

Stashaway - jonoav

Rakuten Trade - Buy stocks - 4ffdWBHYBI

MIDF Invest - US stocks - https://join.midfinvest.com/os9X

Tokenize - LefBG

Peer to peer lending---------

Funding Societies p2p - j6a79nam

Microleap - 212113

CapBay - 163954

Learn Languages---------

iTalki - 6Hecbb?hl

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👉 Petronas Setel E-wallet App Invite Code : bckru - get RM5 when you sign up ⛽
👉 Rakuten Trade Referral Code - 4ffdWBHYBI 📈💰
Kenanga Investment Bank Robo Advisor 🤖 2022 New Kid on the Block - KDI by Kenanga - Invite Code 100162

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My Public Bank PBSecureSign Activation Experience without debit card - hint : just go to branch

Banks moving away from SMS OTP All of the banking apps in Malaysia now require device binding (phone binding) to do 2nd level banking transaction authorization replacing SMS OTP/PAC/TAC which are less secure. This means that to open the app the device (phone) has to be registered 1st into the app. Device binding in bank apps ensures that only authorized devices can access your account. This enhances security by preventing unauthorized access. The Public Bank flavor of device binding is called Public Bank Secure Sign aka PB Secure Sign.PB Secure Sign is a two-factor authentication system offered by Public Bank in Malaysia. It strengthens the security of online and mobile banking transactions by requiring registration, activation, and biometric verification, ultimately safeguarding customer accounts against unauthorized access. The Maybank equivalent is Secure2U. I recently just changed my handphone and had to register the PB Secure Sign on the new phone. The final activation required

For Runners - How to get to Padang Merbok Jalan Parlimen using Public Transportation LRT MRT KTM 🏃

1st time I joined a race/running event which was held at Padang Merbok, Kuala Lumpur. The running event started at Padang Merbok, and the route circles around Bank Negara HQ and Bukit Tunku area. Padang Merbok, situated in the heart of Kuala Lumpur, was a vast open field built during the colonial era, Padang Merbok became a pivotal site during the nation's struggle for independence. On August 31, 1957, the historic declaration of Malaysia's freedom was made nearby at Stadium Merdeka, solidifying Padang Merbok's connection to the birth of the nation. Over the years, this expansive green space has hosted numerous national celebrations, public gatherings, and cultural events, standing witness to Malaysia's sociopolitical evolution. Padang Merbok is also commonly used for public gatherings and meetings. The nearest train line to Padang Merbok is Masjid Jamek LRT that is right in Kuala Lumpur city centre. If you're taking MRT, just do a switch from Pasar Seni MRT

List of telesales telemarketers numbers from Banks and other companies in Malaysia that I know 2019 - 2024 📞📵Spam Cold Call Scams

In this blog post, I've put together a comprehensive directory of telemarketing numbers from banks and various companies in Malaysia for the years 2019-2024. Having personally experienced numerous calls from these numbers, I realized that it could be helpful to transform this inconvenience into a productive resource for others. Sometimes, it's challenging to differentiate between telemarketing calls and calls from friends. Therefore, I've decided to list these numbers here, making it easier for everyone to identify them. Surprisingly, this post, written three years ago, has garnered a significant number of views, indicating its usefulness to many. If you have any additional numbers related to telemarketers, please feel free to tip me off via email at JaOng85@yandex.com. Surprisingly, this post, written three years ago, has garnered a significant number of views, indicating its usefulness to many. If you have any additional numbers related to telemarketers, please feel fr

What is Pemulihan IPD in EPF Statement - EPF depositors investment scheme

I recently checked my EPF/KWSP account online after EPF announced its returns for year 2020. In the EPF statement I see these strange transactions called " Pemulihan IPD ". So did some research online and found that Pemulihan IPD transactions are transactions after selling unit trusts that were previously bought using EPF money. IPD is the short form for Institusi Pengurusan Dana and this refers to unit trust/mutual fund/fund management companies like Public Mutual, CIMB Principle, Affin Hwang etc. IPD stands for Institusi Pengurusan Dana which literally means fund management instiutions. EPF gives depositors option to withdraw funds from EPF Akaun 1 to invest in selected unit trust funds from fund management companies. This scheme is called members investment scheme / Skim Pelaburan Ahli KWSP. When the unit trusts bought under this scheme are sold, all the money will go back into their EPF Akaun 1. Depositors cannot take that money out into their bank account. Money that i

For Runners - How to get to Dataran Merdeka using public transportation LRT MRT 🚄🏃‍♂️

Recently I noticed after joined a few running events, I noticed these events are typically held at Dataran Merdeka Kuala Lumpur (Independence Square/Merdeka Square). In addition, the yearly 31 August Malaysia Independence Day Merdeka parade march is always held here. Dataran Merdeka, located in Kuala Lumpur, Malaysia, holds profound historical significance. Formerly known as the Selangor Club Padang, it was the site of Malaysia's declaration of independence on August 31, 1957. To get there (Dataran Merdeka) via Public Transport LRT ➕ MRT is as follows (3 ways) : 1. 🚄MRT ➡️ drop off at Pasar Seni MRT station ➡️ take a 10 mins walk 2. LRT ➡️ drop off at Masjid Jamek LRT station ➡️ take a 10 mins walk 3. MRT ➕LRT combination ➡️ drop off at Pasar Seni MRT station then switch to LRT platform and drop off at LRT Masjid Jamek station.➡️ take a 10 mins walk Arriving at LRT Masjid Jamek, simply exit the station and make your way across the street toward an inviting canopy st