World's 1st AI Digital Bank
YTL Digital Capital, together with Shopee’s parent company Sea Limited, has rolled out Ryt Bank,Malaysia’s first fully AI driven digital bank.
What makes Ryt Bank stand out is its in house virtual banker called Ryt AI, a conversational system designed to let customers manage their finances through simple prompts, images, or even screenshots.
Through Ryt Bank, the following "smart" functions are available:
📸 Snap a bill → payment auto-filled and ready
💬 Type “Pay Ahmad 100” → done in seconds
🤖 An AI assistant that doesn’t just chat, it takes action
What excites me most is that it runs on ILMU, our very own homegrown large language model. ILMU.
Ryt is giving a base interest rate of 3% p.a. on its Savings Account, but you can earn up to 4% p.a. with its Save Pockets feature. The catch is that the additional 1% bonus only applies to the first RM20,000 you keep across all Save Pockets.
