World's 1st AI Digital Bank
YTL Digital Capital, together with Shopee’s parent company Sea Limited, has rolled out Ryt Bank,Malaysia’s first fully AI driven digital bank.
What makes Ryt Bank stand out is its in house virtual banker called Ryt AI, a conversational system designed to let customers manage their finances through simple prompts, images, or even screenshots.
Through Ryt Bank, the following "smart" functions are available:
📸 Snap a bill → payment auto-filled and ready
💬 Type “Pay Ahmad 100” → done in seconds
🤖 An AI assistant that doesn’t just chat, it takes action
What excites me most is that it runs on ILMU, our very own homegrown large language model. ILMU.
Ryt is giving a base interest rate of 3% p.a. on its Savings Account, but you can earn up to 4% p.a. with its Save Pockets feature. The catch is that the additional 1% bonus only applies to the first RM20,000 you keep across all Save Pockets.
CNY Promo 🧧 Gong Xi Gong Xi! I've got an angpow for you! 🤩
The Lunar New Year is here, and I’ve got something special for you — an angpow worth up to RM 88! But here’s the twist: you’ll also be helping me out when you sign up with Ryt Bank using my referral. 🤩
Signing up with my referral supports me while giving you a bonus — win-win!
Ryt Bank is fast, secure, and makes managing your money a breeze.
A little festive luck for you, a little support for me — perfect way to celebrate the Year of the Horse!
Download the Ryt Bank app here:
https://referrals.rytbank.my/MCoA/1du7t3ru
Enter my referral code: M8MB3
Enjoy your RM 88 bonus and know you’ve helped me start the year strong.
Let’s Share the Luck
If you know someone who wants a bonus, feel free to forward this link — every referral counts! 🐴
Thank you for supporting me, and may the Year of the Horse bring us all fortune, happiness, and prosperity!





