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Getting my CTOS Report aka credit score

on August 05, 2019

credit score

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My Public Bank PBSecureSign Activation Experience without debit card - hint : just go to branch

Banks moving away from SMS OTP All of the banking apps in Malaysia now require device binding (phone binding) to do 2nd level banking transaction authorization replacing SMS OTP/PAC/TAC which are less secure. This means that to open the app the device (phone) has to be registered 1st into the app. Device binding in bank apps ensures that only authorized devices can access your account. This enhances security by preventing unauthorized access. The Public Bank flavor of device binding is called Public Bank Secure Sign aka PB Secure Sign.PB Secure Sign is a two-factor authentication system offered by Public Bank in Malaysia. It strengthens the security of online and mobile banking transactions by requiring registration, activation, and biometric verification, ultimately safeguarding customer accounts against unauthorized access. The Maybank equivalent is Secure2U. I recently just changed my handphone and had to register the PB Secure Sign on the new phone. The final a...

My eToro Malaysia copy trading/social trading 📈

eToro is a copy trading website. Basically how it works is once you have signed up, you can copy exactly what the traders/investors you copy buy and sell. For example, if the trader buys X amount of Tesla stock, your will also copy that X amount roughly proportionally to the amount of cash you allocate to the trader. Traders are all graded based on their risk profile with 5 as high risk and 1 as low risk. I first heard about eToro from a training classes where the instructor boasted about buying Amazon and Tesla shares from this platform. eToro democratizes fund management also in a sense anyone in the world on the eToro platform can be a fund manager now, anybody can copy anybody. On eToro you can either use copy trading or DIY. Copy trade is basically you select traders to follow, whatever they buy you will copy them. DIY is you trade it yourself, for those with very good performance, other people can follow the DIYers. There's a huge multitude of traders in eToro, forex, co...

List of telesales telemarketers numbers from Banks and other companies in Malaysia that I know 2019 - 2025📞📵Spam Cold Call Scams

In this blog post, I've put together a comprehensive directory of telemarketing numbers from banks and various companies in Malaysia for the years 2019-2025. Having personally experienced numerous calls from these numbers, I realized that it could be helpful to transform this inconvenience into a productive resource for others. Sometimes, it's challenging to differentiate between telemarketing calls and calls from friends. Therefore, I've decided to list these numbers here, making it easier for everyone to identify them. Maybank AMLA impersonation scammers 0147890749 0169596481 0146719595 0162061651 0113427543 0128941832 017-8536536 017-7580080 0195505973 0194513550 013-2261716 0144016960 0162095569 0192838317 https://propfessor.blogspot.com/2025/05/amla-scam-using-maybank-name-how.html Probe calls 012-6034418 Robot scammers ( Validates the number as being active, more value in resale if its validated) 011-61533683 011-61533720 011-61534405 011-37918442 011-54037626 0...

Armani Hallson KLCC - 300m from KLCC - RM2000 psf

Luxury in the middle of KL City Center The Armani Hallson KLCC is a premium residential development situated in the heart of Kuala Lumpur City Centre, offering a blend of luxury, modern design, and prime location. Its strategic position of 300m (with pedestrian bridge) from KLCC provides residents with direct access to the city’s vibrant business, shopping, and entertainment districts, making it an ideal choice for urban professionals and investors seeking high value property in a prestigious area. The nearest train station is the Bukit Nanas monorail station. The Armani Hallson KLCC units (775 SOHO, 1,440 SOVO) are available in a variety of sizes to cater to different needs and preferences. Compact one bedroom residences start from approximately 657 square feet, providing an ideal space for singles or young professionals seeking a stylish urban base. For those desiring more space, two bedroom layouts range around 872 to 1,076 square feet, offering additional comfort and functiona...

Chin Hin (5273) AGM 2025 Door Gift 🎁 振兴集团 🏢💡

Chin Hin Group Berhad 振兴集团 is a diversified conglomerate based in Kuala Lumpur, Malaysia. The company is known for supplying building materials and offering services across various segments such as construction, property development, and home & living solutions. Chin Hin Group has an ongoing project called Botanica Hills project which is a nature inspired residential development located near Templer Park in Rawang, Malaysia. Chin Hin is a major shareholder in Ajiya which manufactures a wide range of building materials with a focus on metal and glass products. Ajiya's metal division produces metal roofing systems, metal frame products, roof tile effect products, architectural products, lightweight channel products, and the Ajiya Green Integrated Building System (AGiBS), which is an industrialized building system solution. Chin Hin has also deepened its connection with Signature Kitchen through large stake acquisitions and a conditional takeover offer of Signature International ...

My experience using SpeedHome - a review of renting with deposit Insurance protection concept with one dragon service - Speedhome Referral Invite 🏠 🏃

Speedhome is a no deposit rental online platform that connects tenants and landlords. Tenants who want to rent any of their listed units do not need to pay the standard 2 months rental deposit. Landlords, on the other hand have to sign up for deposit insurance if they successfully matched with a tenant. The deposit insurance is underwritten by Allianz Malaysia and landlords can claim from the deposit insurance in the event tenant defaults on the stay or cause damage to the property. A standard police report and claims report has to be provided to get the claims. I have a studio unit in Cyberjaya which was vacated by my tenant right before MCO 1.0 (Movement Control Order) in Malaysia . My usual real estate agents were not able to find any tenants during this time as there was a ban on house viewing for agents during this period. I put my unit up online at various listing portals (some property related) like Mudah, Carousell, StarProperty, Durian Property but there were not takers ...

For Runners - How to get to Dataran Merdeka using public transportation LRT MRT 🚄🏃‍♂️

Recently I noticed after joined a few running events, I noticed these events are typically held at Dataran Merdeka Kuala Lumpur (Independence Square/Merdeka Square). In addition, the yearly 31 August Malaysia Independence Day Merdeka parade march is always held here. Dataran Merdeka, located in Kuala Lumpur, Malaysia, holds profound historical significance. Formerly known as the Selangor Club Padang, it was the site of Malaysia's declaration of independence on August 31, 1957. To get there (Dataran Merdeka) via Public Transport LRT ➕ MRT is as follows (3 ways) : 1. 🚄MRT ➡️ drop off at Pasar Seni MRT station ➡️ take a 10 mins walk 2. LRT ➡️ drop off at Masjid Jamek LRT station ➡️ take a 10 mins walk 3. MRT ➕LRT combination ➡️ drop off at Pasar Seni MRT station then switch to LRT platform and drop off at LRT Masjid Jamek station.➡️ take a 10 mins walk Arriving at LRT Masjid Jamek, simply exit the station and make your way across the ...

SD Guthrie (5285) AGM 2025 Door Gift 🎁 - formerly Sime Darby Plantations

SD Guthrie, formerly known as Sime Darby Plantation Berhad, is a Malaysian based company specializing in plantation management and related agricultural activities. It is one of the world’s largest palm oil plantation companies. In its latest financial report, SD Guthrie showed steady performance, reflecting its strong position in the plantation sector despite global market challenges. The company’s main products and services include palm oil cultivation, processing, and marketing. It also operates in rubber and other agricultural commodities. SD Guthrie manages extensive plantations and downstream operations such as refining and manufacturing palm based products. SD Guthrie Berhad held its 22nd Annual General Meeting on May 26, 2025, at the Malaysia International Trade and Exhibition Centre (MITEC) in Kuala Lumpur. The meeting was also accessible online via the TIIH Online platform, allowing shareholders to join remotely. Attendees received a sumptuous lunch buffet and a 5kg pack...

Sunway Group (5211) AGM 2025 Door Gift 🍽️

Sunway Berhad is a major Malaysian conglomerate based in Bandar Sunway, Selangor. It operates across various sectors such as property development, construction, healthcare, education, hospitality, retail, and leisure. In its latest financial results for the year ending 31 December 2024, Sunway reported a solid profit, supported by growth in construction and property sale. The company’s main brands and services include Sunway Property, Sunway Construction, Sunway Medical Centre, Sunway University and College, Sunway Hotels & Resorts, Sunway Pyramid and other shopping malls, Sunway Lagoon theme park, and Sunway REIT. These diverse businesses contribute to Sunway’s integrated ecosystem, serving both consumers and corporate clients. I've personally observed that since Dato' Sri Idris Jala came on board as Co Chairman, the company's performance has significantly improved almost doubling in progress and impact. Sunway Berhad held its 15th Annual General Meeting on Monday, ...

JKG land (6769) AGM 2025 Door Gift 🏢🍱 - Built for Life

JKG Land Berhad is a real estate company based in Malaysia, focusing mainly on property development and the cultivation of oil palm. The company develops residential and commercial properties, and also sells oil palm fruits. The company was formerly known as Keladi Maju Berhad before changing its name to JKG Land Berhad in June 2015. Some of JKG Land’s main offerings include residential and commercial property developments. The company also has a segment dedicated to the cultivation and sale of oil palm fruits, and it is involved in investment holding activities. Most of its revenue comes from the property development segment. JKG Land Berhad’s main property development is The ERA @ Duta North in Segambut, Kuala Lumpur. This large mixed commercial project covers 14.8 acres and includes six residential towers, a retail mall, and extensive landscaped areas. The development is divided into three phases named Dawn, Noon, and Eve, each offering different living styles and amenities such...

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