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Getting my CTOS Report aka credit score

on August 05, 2019

credit score

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For Runners - How to get to Padang Merbok Jalan Parlimen using Public Transportation LRT MRT KTM 🏃

1st time I joined a race/running event which was held at Padang Merbok, Kuala Lumpur. The running event started at Padang Merbok, and the route circles around Bank Negara HQ and Bukit Tunku area. Padang Merbok, situated in the heart of Kuala Lumpur, was a vast open field built during the colonial era, Padang Merbok became a pivotal site during the nation's struggle for independence. On August 31, 1957, the historic declaration of Malaysia's freedom was made nearby at Stadium Merdeka, solidifying Padang Merbok's connection to the birth of the nation. Over the years, this expansive green space has hosted numerous national celebrations, public gatherings, and cultural events, standing witness to Malaysia's sociopolitical evolution. Padang Merbok is also commonly used for public gatherings and meetings. The nearest train line to Padang Merbok is Masjid Jamek LRT that is right in Kuala Lumpur city centre. If you're taking MRT, just do a switch from Pasar Seni MRT ...

My Public Bank PBSecureSign Activation Experience without debit card - hint : just go to branch

Banks moving away from SMS OTP All of the banking apps in Malaysia now require device binding (phone binding) to do 2nd level banking transaction authorization replacing SMS OTP/PAC/TAC which are less secure. This means that to open the app the device (phone) has to be registered 1st into the app. Device binding in bank apps ensures that only authorized devices can access your account. This enhances security by preventing unauthorized access. The Public Bank flavor of device binding is called Public Bank Secure Sign aka PB Secure Sign.PB Secure Sign is a two-factor authentication system offered by Public Bank in Malaysia. It strengthens the security of online and mobile banking transactions by requiring registration, activation, and biometric verification, ultimately safeguarding customer accounts against unauthorized access. The Maybank equivalent is Secure2U. I recently just changed my handphone and had to register the PB Secure Sign on the new phone. The final a...

List of telesales telemarketers numbers from Banks and other companies in Malaysia that I know 2019 - 2025📞📵Spam Cold Call Scams

In this blog post, I've put together a comprehensive directory of telemarketing numbers from banks and various companies in Malaysia for the years 2019-2025. Having personally experienced numerous calls from these numbers, I realized that it could be helpful to transform this inconvenience into a productive resource for others. Sometimes, it's challenging to differentiate between telemarketing calls and calls from friends. Therefore, I've decided to list these numbers here, making it easier for everyone to identify them. Maybank AMLA impersonation scammers 0147890749 0169596481 0146719595 0162061651 0113427543 0128941832 017-8536536 017-7580080 0195505973 0194513550 013-2261716 0144016960 0162095569 0192838317 https://propfessor.blogspot.com/2025/05/amla-scam-using-maybank-name-how.html Probe calls 012-6034418 Robot scammers ( Validates the number as being active, more value in resale if its validated) 011-61533683 011-61533720 011-61534405 011-37918442 011-54037626 0...

My eToro Malaysia copy trading/social trading 📈

eToro is a copy trading website. Basically how it works is once you have signed up, you can copy exactly what the traders/investors you copy buy and sell. For example, if the trader buys X amount of Tesla stock, your will also copy that X amount roughly proportionally to the amount of cash you allocate to the trader. Traders are all graded based on their risk profile with 5 as high risk and 1 as low risk. I first heard about eToro from a training classes where the instructor boasted about buying Amazon and Tesla shares from this platform. eToro democratizes fund management also in a sense anyone in the world on the eToro platform can be a fund manager now, anybody can copy anybody. On eToro you can either use copy trading or DIY. Copy trade is basically you select traders to follow, whatever they buy you will copy them. DIY is you trade it yourself, for those with very good performance, other people can follow the DIYers. There's a huge multitude of traders in eToro, forex, co...

Sunway Group (5211) AGM 2025 Door Gift 🍽️

Sunway Berhad is a major Malaysian conglomerate based in Bandar Sunway, Selangor. It operates across various sectors such as property development, construction, healthcare, education, hospitality, retail, and leisure. In its latest financial results for the year ending 31 December 2024, Sunway reported a solid profit, supported by growth in construction and property sale. The company’s main brands and services include Sunway Property, Sunway Construction, Sunway Medical Centre, Sunway University and College, Sunway Hotels & Resorts, Sunway Pyramid and other shopping malls, Sunway Lagoon theme park, and Sunway REIT. These diverse businesses contribute to Sunway’s integrated ecosystem, serving both consumers and corporate clients. I've personally observed that since Dato' Sri Idris Jala came on board as Co Chairman, the company's performance has significantly improved almost doubling in progress and impact. Sunway Berhad held its 15th Annual General Meeting on Monday, ...

TIME (5031) AGM 2025 Door Gift 🌐📡 The Internet company

Time Internet, officially known as TIME dotCom Berhad, is a Malaysian telecommunications company headquartered in Shah Alam, Selangor. It focuses on providing high-speed fibre broadband and other connectivity services. The company has reported steady financial results recently, reflecting growth in revenue and net profit as it expands its fibre network and digital services across Malaysia and the ASEAN region. The company’s main products and services include home fibre broadband, enterprise connectivity solutions, cloud and managed services, data centre operations, and wholesale network services. Time Internet also offers renewable energy solutions through Emit Solar and electric vehicle charging infrastructure via Time Charge N Go. Time Internet held its 28th Annual General Meeting on Thursday, June 12, 2025. The event took place at the Grand Ballroom, Level 3D, Sheraton Petaling Jaya Hotel in Selangor, Attendees received a lunch food pack, but no door gifts were given. The...

Steel Hawk Engineering (03049) AGM 2025 Door Gift ⚙️🏨

Steel Hawk Engineering is a Malaysian oil and gas services provider based in Petaling Jaya. The company specializes in engineering, procurement, construction, and commissioning (EPCC) services for both onshore and offshore projects. Petronas Carigali is one of the company's customer. In 2024, Steel Hawk reported strong financial results, with quarterly net profit growing by 72% year-on-year to nearly RM2.85 million, reflecting a period of significant growth and robust earnings. The company’s main offerings include: EPCC services for chemical injection skids Civil, structural, and building works Mechanical and piping installation Electrical and instrumentation systems Supply and maintenance of oilfield equipment Manpower, materials, and equipment support Steel Hawk Engineering also provides after-market maintenance, repair, and operations (MRO) services, and is recognized for its expertise in both upstream and downstream oil and gas processes. Steel Hawk Engineering held its 2025 ...

SD Guthrie (5285) AGM 2025 Door Gift 🎁 - formerly Sime Darby Plantations

SD Guthrie, formerly known as Sime Darby Plantation Berhad, is a Malaysian based company specializing in plantation management and related agricultural activities. It is one of the world’s largest palm oil plantation companies. In its latest financial report, SD Guthrie showed steady performance, reflecting its strong position in the plantation sector despite global market challenges. The company’s main products and services include palm oil cultivation, processing, and marketing. It also operates in rubber and other agricultural commodities. SD Guthrie manages extensive plantations and downstream operations such as refining and manufacturing palm based products. SD Guthrie Berhad held its 22nd Annual General Meeting on May 26, 2025, at the Malaysia International Trade and Exhibition Centre (MITEC) in Kuala Lumpur. The meeting was also accessible online via the TIIH Online platform, allowing shareholders to join remotely. Attendees received a sumptuous lunch buffet and a 5kg pack...

What is Pemulihan IPD in EPF Statement - EPF depositors investment scheme

I recently checked my EPF/KWSP account online after EPF announced its returns for year 2020. In the EPF statement I see these strange transactions called " Pemulihan IPD ". So did some research online and found that Pemulihan IPD transactions are transactions after selling unit trusts that were previously bought using EPF money. IPD is the short form for Institusi Pengurusan Dana and this refers to unit trust/mutual fund/fund management companies like Public Mutual, CIMB Principle, Affin Hwang etc. IPD stands for Institusi Pengurusan Dana which literally means fund management instiutions. EPF gives depositors option to withdraw funds from EPF Akaun 1 to invest in selected unit trust funds from fund management companies. This scheme is called members investment scheme / Skim Pelaburan Ahli KWSP. When the unit trusts bought under this scheme are sold, all the money will go back into their EPF Akaun 1. Depositors cannot take that money out into their bank account. Money that ...

KYM Holdings Berhad (8362) AGM 2025 Door Gift 📦 Paper packaging company

KYM Holdings is known for manufacturing and selling paper packaging products, including multi-wall industrial paper bags and corrugated carton boxes. The company is headquartered in Petaling Jaya and operates across Malaysia and several other countries. It was incorporated on 30 April 1982 as Polypulp Paper Industries Sdn Bhd later changed KYM Holdings Berhad in 1996. The company's business is reliant on forex rates and price of paper raw materials. Roughly 30% of their business is for export market. KYM’s main business includes: Multi wall industrial paper bags (pic below) Corrugated fiber boards and boxes (pic below) Property Investments (eg KYM Tower Mutiara Damansara) KYM Holdings Berhad held its 43rd Annual General Meeting (AGM) on July 10, 2025, at Level 17, KYM Tower. Shareholders who attended received a RM25 f ood voucher as a doorgift. KYM Tower is a 24 storey Grade A office building in Mutiara Damansara, offering floor sizes from 11,000 to 13,000 sq ft. It holds MSC Tier ...

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